{"id":7785,"date":"2022-01-21T15:41:16","date_gmt":"2022-01-21T15:41:16","guid":{"rendered":"https:\/\/confluentbenefits.com\/canada\/?page_id=7785"},"modified":"2025-05-28T22:28:58","modified_gmt":"2025-05-28T22:28:58","slug":"retirement","status":"publish","type":"page","link":"https:\/\/confluentbenefits.com\/canada\/retirement\/","title":{"rendered":"Retirement"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7785\" class=\"elementor elementor-7785\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fe34c52 e-con-full e-flex e-con e-parent\" data-id=\"1fe34c52\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-38a88908 e-con-full e-flex e-con e-child\" data-id=\"38a88908\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-789ff77a e-flex e-con-boxed e-con e-parent\" data-id=\"789ff77a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-235ab3db e-con-full e-flex e-con e-child\" data-id=\"235ab3db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-32f4a495 e-con-full e-flex e-con e-child\" data-id=\"32f4a495\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1723269f elementor-widget elementor-widget-text-editor\" data-id=\"1723269f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Registered Retirement Savings Plan (RRSP)<\/h1>\n<p class=\"subhead\">It\u2019s all about the future: your future.<\/p>\n<p>If you\u2019re a full-time employee, Confluent\u2019s Registered Retirement Savings Plan (RRSP) offers you a powerful way to save for your future using pre-tax dollars. By enrolling, you can allocate a portion of your base salary to your savings and benefit from a range of investment options and services offered through Manulife. Plus, Confluent will match your contributions up to 4% of your base salary, helping you grow your savings even faster.<\/p>\n<h2>RRSP Highlights<\/h2>\n<ul>\n\t<li>For 2025, you can contribute between 1% and 18% of your eligible annual salary each pay period, up to a maximum of $32,490. The RRSP is a tax-sheltered account and any contribution towards the registered account is tax-deductible.<\/li>\n\t<li>A spousal RRSP is available to employees who have already opened their account with Manulife. This will allow a portion of your RRSP contributions to go towards a separate account under your spouse\u2019s name.\n\n<ul>\n\t<li>Get started by completing this <a href=\"https:\/\/confluentbenefits.com\/canada\/wp-content\/uploads\/sites\/17\/2024\/04\/Spousal-Split-Form.pdf\" target=\"_blank\" rel=\"noopener\">Spousal Split form<\/a>.<\/li>\n\t<li><a href=\"https:\/\/confluentbenefits.com\/canada\/wp-content\/uploads\/sites\/17\/2024\/04\/Spousal-Split-FAQ-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">FAQs<\/a><\/li>\n<\/ul>\n<\/li>\n\t<li>You can change your contribution at any time within your Manulife Account by navigating to My Account &gt; Contributions &gt; View\/Change My Payroll Deduction Amount. Changes will take effect in 1-2 pay cycles.<\/li>\n\t<li>You have access to unlimited Manulife\u2019s PlanRight financial planning services. Get an expert to answer your questions and help develop a personalized financial plan to reach your goals.\n\n<ul>\n\t<li><a href=\"https:\/\/confluentbenefits.com\/canada\/wp-content\/uploads\/sites\/17\/2024\/04\/PlanRight-Member-Frequently-Asked-Questions-EN.pdf\" target=\"_blank\" rel=\"noopener\">FAQs<\/a><\/li>\n<\/ul>\n<\/li>\n\t<li><strong>Please note:<\/strong> You are responsible for managing your own RRSP contribution limits to ensure you don\u2019t exceed your CRA limit. If you need to stop your contributions, please contact <a href=\"mailto:peoplesupport@confluent.io\">peoplesupport@confluent.io<\/a>.<\/li>\n<\/ul>\n<h2>Manage Your RRSP Account Online<\/h2>\n<ul>\n\t<li>Register your account for the RRSP plan online <a href=\"http:\/\/www.manulife.ca\/GRO\/enroll\" target=\"_blank\" rel=\"noopener\">here<\/a>. You will need the following information:\n\n<ul>\n\t<li>RRSP Policy: 55503755<\/li>\n\t<li>RRSP Access Code: yPrQgK<\/li>\n<\/ul>\n<\/li>\n\t<li>You can find the online enrollment instructions <a href=\"https:\/\/confluentbenefits.com\/canada\/wp-content\/uploads\/sites\/17\/2023\/11\/55503755_Infinitem_Canada_Ltd._Onboarding_Centre_Flyer.pdf\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/li>\n\t<li>You can start, stop, or change your RRSP contributions at any point during the year by logging into Manulife and navigating to My Account &gt; Contributions &gt; View\/Change My Payroll Deduction. Changes will reflect in payroll within 1-2 pay cycles.<\/li>\n\t<li>If you have questions, please contact Manulife\u2019s Customer Service Centre or watch <a href=\"http:\/\/events.snwebcastcenter.com\/manulife\/GBRS\/Prod\/Marketing\/MEC\/resources\/video\/how_enrol.html?utm_source=mec&amp;utm_medium=video&amp;utm_campaign=enrolplan\" target=\"_blank\" rel=\"noopener\">this video<\/a>.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43780d2 e-con-full e-flex e-con e-child\" data-id=\"43780d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4f45948 e-con-full e-flex e-con e-child\" data-id=\"4f45948\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dd0188e elementor-widget elementor-widget-text-editor\" data-id=\"4dd0188e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\">Contacts &amp; Resources<\/h2>\n<h3 class=\"sidebar\">Manulife<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b28a76a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3b28a76a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.manulife.ca\/personal.html\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-globe\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">manulife.ca\/personal.html<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:18887277766\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1-888-727-7766<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Registered Retirement Savings Plan (RRSP) It\u2019s all about the future: your future. If you\u2019re a full-time employee, Confluent\u2019s Registered Retirement Savings Plan (RRSP) offers you a powerful way to save for your future using pre-tax dollars. By enrolling, you can allocate a portion of your base salary to your savings and benefit from a range [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-7785","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/pages\/7785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/comments?post=7785"}],"version-history":[{"count":36,"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/pages\/7785\/revisions"}],"predecessor-version":[{"id":11626,"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/pages\/7785\/revisions\/11626"}],"wp:attachment":[{"href":"https:\/\/confluentbenefits.com\/canada\/wp-json\/wp\/v2\/media?parent=7785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}