{"id":7795,"date":"2022-01-21T15:44:01","date_gmt":"2022-01-21T15:44:01","guid":{"rendered":"https:\/\/confluentbenefits.com\/france\/?page_id=7795"},"modified":"2025-08-29T04:03:58","modified_gmt":"2025-08-29T04:03:58","slug":"life-add","status":"publish","type":"page","link":"https:\/\/confluentbenefits.com\/france\/life-add\/","title":{"rendered":"Life AD&#038;D"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7795\" class=\"elementor elementor-7795\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1eb01547 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"1eb01547\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e83522b\" data-id=\"4e83522b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-42f1b342 e-flex e-con-boxed e-con e-parent\" data-id=\"42f1b342\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5d3d2a03 e-con-full e-flex e-con e-child\" data-id=\"5d3d2a03\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4fda8f17 e-con-full e-flex e-con e-child\" data-id=\"4fda8f17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c340025 elementor-widget elementor-widget-text-editor\" data-id=\"7c340025\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Life &amp; Income Protection<\/h1>\n<p class=\"subhead\">Financial security when you need it most.<\/p>\n<p>Life insurance and income protection plans provide financial security to you and your family if you pass away or become disabled and are unable to work.<\/p>\n<h2>Quick facts<\/h2>\n<h3>Understand your coverage<\/h3>\n<ul>\n<li aria-level=\"1\">400% of annual gross base salary<\/li>\n<li aria-level=\"1\">Education allowance per child:Age 0 to 18 years provides an allowance of 12% of annual gross salary. From age 18 to 26 provides an allowance of 15% of annual gross salary. Allowance is subject to continued education.\u00a0 In the event of death by accident, the life insurance lump sum is doubled, making a total payment of 800% of annual gross base salary.<\/li>\n<li aria-level=\"1\">200% MSSC at the time of death to cover funeral expenses<\/li>\n<li aria-level=\"1\">85% annual gross base salary for Long Term Disability (90 day waiting period).<\/li>\n<\/ul>\n<p>Please note, the official Plan Documents governs your rights and benefits under each plan. If a discrepancy exists, the Plan Documents will prevail.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57b30c0d e-con-full e-flex e-con e-child\" data-id=\"57b30c0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dc96386 e-con-full e-flex e-con e-child\" data-id=\"dc96386\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7851dc0e elementor-widget elementor-widget-text-editor\" data-id=\"7851dc0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\" style=\"margin-top: 25px;\">Documents<\/h2>\n<div class=\"bsk-pdfm-output-container shortcode-category layout-ul\"><div class=\"bsk-pdfm-category-output cat-97 category-hierarchical-depth-1 pdfs-in-ul\" data-cat-id=\"97\"><ul class=\"bsk-pdfm-pdfs-ul-list bsk-pdfm-without-featured-image bsk-pdfm-without-description bsk-pdfm-with-title\">\n<li class=\"bsk-pdfm-list-item list-item-odd\" data-date=\"2025-05-08-Thu\" data-id=\"192\">\n<a href=\"https:\/\/confluentbenefits.com\/france\/wp-content\/uploads\/sites\/11\/2025\/05\/Designation-of-Beneficiaries-Enrollment-Form.pdf\" target=\"_blank\"  title=\"Designation of Beneficiaries Enrollment Form\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-192\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_192\"><span class=\"bsk-pdfm-pdf-title-string\">Designation of Beneficiaries Enrollment Form<\/span><\/a><\/li>\n<li class=\"bsk-pdfm-list-item list-item-even\" data-date=\"2025-05-08-Thu\" data-id=\"193\">\n<a href=\"https:\/\/confluentbenefits.com\/france\/wp-content\/uploads\/sites\/11\/2025\/05\/Practical-Notes-for-Completing-Forms.pdf\" target=\"_blank\"  title=\"Practical Notes for Completing Forms\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-193\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_193\"><span class=\"bsk-pdfm-pdf-title-string\">Practical Notes for Completing Forms<\/span><\/a><\/li>\n<\/ul><!--\/\/bsk-pdfm-category-output cat-97--><\/div><div class=\"bsk-pdfm-category-shortcode-attr\"><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"ul_or_ol\" value=\"ul\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"id\" value=\"97\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"password_required\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hierarchical\" value=\"NO\" \/><input type=\"hidden\" 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Life insurance and income protection plans provide financial security to you and your family if you pass away or become disabled and are unable to work. Quick facts Understand your coverage 400% of annual gross base salary Education allowance per child:Age 0 to 18 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-7795","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/pages\/7795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/comments?post=7795"}],"version-history":[{"count":17,"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/pages\/7795\/revisions"}],"predecessor-version":[{"id":10667,"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/pages\/7795\/revisions\/10667"}],"wp:attachment":[{"href":"https:\/\/confluentbenefits.com\/france\/wp-json\/wp\/v2\/media?parent=7795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}