{"id":7795,"date":"2022-01-21T15:44:01","date_gmt":"2022-01-21T15:44:01","guid":{"rendered":"https:\/\/confluentbenefits.com\/hongkong\/?page_id=7795"},"modified":"2025-05-13T18:56:22","modified_gmt":"2025-05-13T18:56:22","slug":"life-add","status":"publish","type":"page","link":"https:\/\/confluentbenefits.com\/hongkong\/life-add\/","title":{"rendered":"Life \/ TPD &#038; AD&#038;D"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7795\" class=\"elementor elementor-7795\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3ad1c5b1 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"3ad1c5b1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71522aa3\" data-id=\"71522aa3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d2a4884 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d2a4884\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37c94b75\" data-id=\"37c94b75\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-70a1a479 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70a1a479\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-55985f0a\" data-id=\"55985f0a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72cd0d6c elementor-widget elementor-widget-text-editor\" data-id=\"72cd0d6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Life\/TPD &amp; AD&amp;D<\/h1>\n<p class=\"subhead\">Life happens. Be prepared.<\/p>\n<p>Confluent provides group life insurance coverage, through Liberty, at no cost to you. This benefit helps financially protect you and your family in the event of an injury or death and begins on your first date of employment. Health Declaration and medical\/blood tests will be required for the cover.<\/p>\n<h2>Quick facts<\/h2>\n<h3>Coverage includes:<\/h3>\n<ul>\n<li><strong>Life: <\/strong>3 times Base Annual Salary, subject to underwriting<\/li>\n<li><strong>Guaranteed Issue Limit:<\/strong> HKD1,000,000 (For existing members enrolled before 01 Oct 2023)<\/li>\n<li><strong>TPD:<\/strong> 3 times annual base salary up to a maximum of HKD 8,000,000<\/li>\n<li><strong>Guaranteed Issue Limit:<\/strong> HKD1,000,000 (For existing members enrolled before 01 Oct 2023)<\/li>\n<li><strong>Maximum Sum<\/strong> <strong>Assured per Member:<\/strong> HKD 12,000,000<\/li>\n<li><strong>AD&amp;D:<\/strong> 3 times annual base salary up to a maximum of HKD 10,000,000<\/li>\n<li><strong>Maximum Sum<\/strong> <strong>Assured per Member:<\/strong> HKD 15,000,000<\/li>\n<li><strong>Aggregate Limit per Accident:<\/strong> HKD 100,000,000<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1540e46b\" data-id=\"1540e46b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f1bcaf e-con-full e-flex e-con e-child\" data-id=\"0f1bcaf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfd334f elementor-widget elementor-widget-text-editor\" data-id=\"bfd334f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\">Contacts &amp; Resources<\/h2>\n<h3 class=\"sidebar\">Cigna<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78ab599 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"78ab599\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/drive.google.com\/file\/d\/1pnVlBMWVtOCWB1gocj7mGX-FNbnaweai\/view?usp=drive_link\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-book\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Benefit Summary<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/drive.google.com\/file\/d\/1Rz4414hHo8ANZR2BevKT1oPaYmcqBSpM\/view?usp=drive_link\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Life &amp; TPD Communication Deck<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Life\/TPD &amp; AD&amp;D Life happens. Be prepared. Confluent provides group life insurance coverage, through Liberty, at no cost to you. This benefit helps financially protect you and your family in the event of an injury or death and begins on your first date of employment. Health Declaration and medical\/blood tests will be required for the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-7795","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/pages\/7795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/comments?post=7795"}],"version-history":[{"count":33,"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/pages\/7795\/revisions"}],"predecessor-version":[{"id":10953,"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/pages\/7795\/revisions\/10953"}],"wp:attachment":[{"href":"https:\/\/confluentbenefits.com\/hongkong\/wp-json\/wp\/v2\/media?parent=7795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}