{"id":6835,"date":"2021-10-06T15:42:55","date_gmt":"2021-10-06T15:42:55","guid":{"rendered":"https:\/\/confluentbenefits.com\/malaysia\/?page_id=6835"},"modified":"2026-01-19T00:43:01","modified_gmt":"2026-01-19T00:43:01","slug":"medical","status":"publish","type":"page","link":"https:\/\/confluentbenefits.com\/malaysia\/medical\/","title":{"rendered":"Medical"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6835\" class=\"elementor elementor-6835\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f570b68 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"6f570b68\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e12c181\" data-id=\"3e12c181\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43fc720d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43fc720d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27df55b4\" data-id=\"27df55b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2a7ef5b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a7ef5b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5b2662ae\" data-id=\"5b2662ae\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5528ed9e elementor-widget elementor-widget-text-editor\" data-id=\"5528ed9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Medical<\/h1>\n<p class=\"subhead\">Explore a program that\u2019s built around your world.<\/p>\n<p>Confluent provides the Medical Insurance plan, under MCIS Insurance, to all its employees and their families. Under this plan, your premiums are 100% covered for both you and your dependents. The plan renews annually on November 1st.<\/p>\n<h2>Quick facts<\/h2>\n<h3>Medical plan highlights:<\/h3>\n<p>Employee &amp; Dependents:<\/p>\n<ul>\n<li>Inpatient: Annual plan limit up to RM 100,000.<\/li>\n<li>Outpatient: Unlimited annual limit that\u2019s inclusive of mental illness services.<\/li>\n<\/ul>\n<p>Employee &amp; Spouse:<\/p>\n<ul>\n<li>Maternity: Normal deliveries receive coverage of RM 3,125 and Caesarean deliveries receive coverage of RM 4,750.<\/li>\n<\/ul>\n<p>Employee Only:<\/p>\n<ul>\n<li>Dental: Up to RM 1,500 per insurance year, applicable within Malaysia only.<\/li>\n<li>Wellness: Up to a limit of RM 975 per insurance year. Covers annual health screenings.<\/li>\n<li>Optical: Up to a limit of RM 500 per insurance year.<\/li>\n<\/ul>\n<h3>Contact Micare Directly<\/h3>\n<p>You can contact Micare directly for needs such as:<\/p>\n<ol>\n<li>Guaranteed Letter issuance on admission for inpatient services.<\/li>\n<li>Getting reimbursement for your Pre-Hospital &amp; Post-Hospitalisation bills.<\/li>\n<li>The list of Panel hospitals, which includes Private and Government hospitals.<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-75f932c5\" data-id=\"75f932c5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-463cf1b e-con-full e-flex e-con e-child\" data-id=\"463cf1b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4723851 elementor-widget elementor-widget-text-editor\" data-id=\"4723851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\">Contacts &amp; Resources<\/h2>\n<h3 class=\"sidebar\">Micare<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3255be6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3255be6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/drive.google.com\/file\/d\/1DyJI8sCepZgvcwsLkzJR6sZTsb2joK4C\/view?usp=drive_link\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">MCIS Communication Deck<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/drive.google.com\/drive\/folders\/1RJ6TBUTHSmYsWTJnyHQ5tfBUfPbqp3GE?usp=drive_link\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-file\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">MCIS Reimbursement Claim Form<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5bee7c elementor-widget elementor-widget-text-editor\" data-id=\"a5bee7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>Help lines for enquiries &amp;\/or emergency:<\/h4>\n<ul>\n<li aria-level=\"1\">24 Hours Helpline (Toll-Free): 1800-88-7940<\/li>\n<li aria-level=\"1\">Alternative Helpline (Office Hour): 03\u20137839 7200<\/li>\n<\/ul>\n<p>Email: <a href=\"mailto:callcenter@micaresvc.com\">callcenter@micaresvc.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Medical Explore a program that\u2019s built around your world. Confluent provides the Medical Insurance plan, under MCIS Insurance, to all its employees and their families. Under this plan, your premiums are 100% covered for both you and your dependents. The plan renews annually on November 1st. Quick facts Medical plan highlights: Employee &amp; Dependents: Inpatient: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-6835","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/pages\/6835","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/comments?post=6835"}],"version-history":[{"count":33,"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/pages\/6835\/revisions"}],"predecessor-version":[{"id":11615,"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/pages\/6835\/revisions\/11615"}],"wp:attachment":[{"href":"https:\/\/confluentbenefits.com\/malaysia\/wp-json\/wp\/v2\/media?parent=6835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}