{"id":7795,"date":"2022-01-21T15:44:01","date_gmt":"2022-01-21T15:44:01","guid":{"rendered":"https:\/\/confluentbenefits.com\/spain\/?page_id=7795"},"modified":"2025-08-25T01:03:04","modified_gmt":"2025-08-25T01:03:04","slug":"life-add","status":"publish","type":"page","link":"https:\/\/confluentbenefits.com\/spain\/life-add\/","title":{"rendered":"Life AD&#038;D"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7795\" class=\"elementor elementor-7795\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1eb01547 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"1eb01547\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e83522b\" data-id=\"4e83522b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-42f1b342 e-flex e-con-boxed e-con e-parent\" data-id=\"42f1b342\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5d3d2a03 e-con-full e-flex e-con e-child\" data-id=\"5d3d2a03\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4fda8f17 e-con-full e-flex e-con e-child\" data-id=\"4fda8f17\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c340025 elementor-widget elementor-widget-text-editor\" data-id=\"7c340025\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Life &amp; Income Protection<\/h1>\n<p class=\"subhead\">Financial security when you need it most.<\/p>\n<p>Life insurance and income protection plans provide financial security to you and your family if you pass away or become disabled and are unable to work.<\/p>\n<h2>Quick facts<\/h2>\n<h3>Understand your coverage<\/h3>\n<ul>\n<li>Death for any cause: 2x annual salary<\/li>\n<li>Absolute and Permanent Disability by any cause: 2x annual salary<\/li>\n<li>Death for accident: 4x annual salary<\/li>\n<li>Absolute and Permanent Disability by accident: 4x annual salary<\/li>\n<\/ul>\n<p>Employees whose guarantees don\u2019t exceed \u20ac 250,000 are automatically enrolled.<\/p>\n<p>Employees whose guarantees exceed \u20ac 250,000, must be complete and sign a Surne registration form and medical questionnaire. A people support team member will send you the form to complete.<\/p>\n<h3>Additional resources<\/h3>\n<ul>\n<li><a href=\"https:\/\/strive-prod-storage.s3.us-west-1.amazonaws.com\/public\/2948\/confluentio\/Hong%20Kong\/Health_Declaration_Form.pdf\" target=\"_blank\" rel=\"noopener\">Health Declaration<\/a>\u00a0and medical\/blood tests will be required for the cover.<\/li>\n<li>The cost of this cover is met by the company.<\/li>\n<li>Cover will start upon commencement of employment.<\/li>\n<li>Cover will cease if you leave the company.<\/li>\n<\/ul>\n<p>Please note, the official Plan Documents governs your rights and benefits under each plan. If a discrepancy exists, the Plan Documents will prevail.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57b30c0d e-con-full e-flex e-con e-child\" data-id=\"57b30c0d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-dc96386 e-con-full e-flex e-con e-child\" data-id=\"dc96386\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7851dc0e elementor-widget elementor-widget-text-editor\" data-id=\"7851dc0e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\" style=\"margin-top: 25px;\">Documents<\/h2>\n<p><div class=\"bsk-pdfm-output-container shortcode-category layout-ul\"><div class=\"bsk-pdfm-category-output cat-97 category-hierarchical-depth-1 pdfs-in-ul\" 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--><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Life &amp; Income Protection Financial security when you need it most. Life insurance and income protection plans provide financial security to you and your family if you pass away or become disabled and are unable to work. Quick facts Understand your coverage Death for any cause: 2x annual salary Absolute and Permanent Disability by any [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-7795","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/pages\/7795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/comments?post=7795"}],"version-history":[{"count":20,"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/pages\/7795\/revisions"}],"predecessor-version":[{"id":10693,"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/pages\/7795\/revisions\/10693"}],"wp:attachment":[{"href":"https:\/\/confluentbenefits.com\/spain\/wp-json\/wp\/v2\/media?parent=7795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}