{"id":16165,"date":"2024-09-12T08:45:50","date_gmt":"2024-09-12T13:45:50","guid":{"rendered":"https:\/\/confluentbenefits.com\/united-states\/?page_id=16165"},"modified":"2025-12-30T13:17:54","modified_gmt":"2025-12-30T19:17:54","slug":"pre-tax-spending-accounts","status":"publish","type":"page","link":"https:\/\/confluentbenefits.com\/united-states\/pre-tax-spending-accounts\/","title":{"rendered":"Pre-Tax Spending Accounts"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16165\" class=\"elementor elementor-16165\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1967cf7a e-con-full e-flex e-con e-parent\" data-id=\"1967cf7a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29cc29b6 e-flex e-con-boxed e-con e-parent\" data-id=\"29cc29b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-68e487c7 e-con-full e-flex e-con e-child\" data-id=\"68e487c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6783b2eb e-con-full e-flex e-con e-child\" data-id=\"6783b2eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-65fd92b e-con-full e-flex e-con e-child\" data-id=\"65fd92b\" data-element_type=\"container\" data-e-type=\"container\" id=\"sub\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7290d7c elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"7290d7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#health\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Healthcare FSA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce0aa7b elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"ce0aa7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#depend\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Dependent Care FSA<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e069a4d e-con-full e-flex e-con e-child\" data-id=\"e069a4d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78393aa elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"78393aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#hsa\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Health Savings Account<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63fc77f elementor-align-justify elementor-widget__width-initial elementor-widget elementor-widget-button\" data-id=\"63fc77f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#commute\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Commuter Account<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13b8b696 elementor-widget elementor-widget-text-editor\" data-id=\"13b8b696\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Pre-Tax Spending Accounts<\/h1>\n<p class=\"subhead\">Pay less in taxes when you spend on benefits.<\/p>\n<h2 id=\"health\">Healthcare FSA<\/h2>\n<p>Confluent offers you the option to enroll in a healthcare flexible spending account (FSA) that allows you to use pre-tax dollars to pay for many <a href=\"https:\/\/confluentbenefits.com\/united-states\/wp-content\/uploads\/sites\/3\/2022\/01\/FSA-Eligible-Expenses.pdf\" target=\"_blank\" rel=\"noopener\">eligible healthcare expenses<\/a>. It\u2019s a smart way to help you spend less on taxes. Whenever you draw on your FSA account to pay yourself back for eligible healthcare expenses, you\u2019re using pre-tax dollars\u2014so your out-of-pocket costs for eligible expenses are reduced by the amount of taxes you would have otherwise paid on that money.<\/p>\n<p>Keep in mind, you must enroll in order to participate in this voluntary spending account, and you must <em>re-enroll each year<\/em> to continue using it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75be16c elementor-widget elementor-widget-toggle\" data-id=\"75be16c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"oeh3\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1231\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1231\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quick Facts<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1231\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1231\"><ul>\n<li aria-level=\"1\">The IRS limit for 2026 is $3,400.<\/li>\n<li aria-level=\"1\">This is a \u201cuse it or lose it\u201d account\u2014Up to $680 of unused 2026 FSA funds can be rolled over for use in 2027. Any amount above that threshold will be forfeited at year end (following a 90-day runout period).\u00a0<\/li>\n<li aria-level=\"1\">All expenses claimed against this account must be incurred between 1\/1\/2026 and 12\/31\/2026.<\/li>\n<li aria-level=\"1\">You have until March 31, 2027 to submit claims for reimbursement against your 2026 FSA balance.\u00a0<\/li>\n<li aria-level=\"1\">This account can cover expenses\u00a0 for you or your spouse and children, even if they aren\u2019t covered on Confluent benefits.\n<ul>\n<li aria-level=\"2\">Note: your spouse and children\u2019s expenses are not eligible for reimbursement if they are covered under an HSA-eligible high deductible health plan.<\/li>\n<\/ul>\n<\/li>\n<li aria-level=\"1\">Your full annual election will be available for use on January 1 each year, or the date on which you become eligible for Confluent benefits. You will then pay Confluent back through payroll deductions over the course of the year.\u00a0<\/li>\n<li aria-level=\"1\">IRS regulations require that you cannot enroll in the Healthcare FSA if you select the Collective Health HDHP\/HSA or Kaiser HDHP\/HSA medical plan option available through Confluent.<\/li>\n<li aria-level=\"1\">Confluent\u2019s FSA is managed by Voya.\u00a0 You\u2019ll receive an FSA debit card from Voya, which can be used to pay for eligible expenses quickly and conveniently. However, not all providers may be able to accept your debit card. Should that happen, you can file a claim for reimbursement online through Voya\u2019s website.\u00a0<\/li>\n<li aria-level=\"1\">Please note that Voya will request receipts or other documentation to ensure that claims are eligible for reimbursement. Voya will reach out to you via email or mobile app notification to collect this information when needed. Failure to submit documentation timely can result in your debit card being temporarily deactivated.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1232\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1232\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Enrolled in the Collective Health or Kaiser HDHP\/HSA medical plan?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1232\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1232\"><h4>Take a look at this\u2026<\/h4>\n<ul>\n<li>IRS regulations state that you cannot enroll in the Healthcare FSA if you participate in the Health Savings Account (HSA) plan available through Confluent.<\/li>\n<li>However, if you want to benefit from extra tax savings in addition to what you\u2019ll receive through the HSA, you are eligible to enroll in a special \u201cLimited Purpose FSA.\u201d<\/li>\n<li>Like the Healthcare FSA described in this section, the Limited Purpose FSA lets you set aside up to $3,400 before taxes annually\u2014but you can only use this money to pay for eligible dental and vision care expenses.<\/li>\n<li>Limited Purpose FSAs are subject to the same rules and deadlines described for the Healthcare FSA above.<\/li>\n<li>Keep in mind, it is only truly beneficial to enroll in Limited Purpose FSA if you are already maxing out your <a href=\"https:\/\/confluentbenefits.com\/united-states\/index.php\/pre-tax-spending-accounts\/#hsa\">HSA<\/a>. Your HSA funds can be used to cover the same dental and vision expenses and you run no risk of losing unused HSA funds at the end of each year, or if leaving Confluent.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eeb5cf elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1eeb5cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#sub\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Back to Top<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20f8947 elementor-widget elementor-widget-menu-anchor\" data-id=\"20f8947\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"depend\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de01233 elementor-widget elementor-widget-text-editor\" data-id=\"de01233\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Dependent Care FSA<\/h2>\n<p>Do you have children 12 and under, a spouse, parents, or others that rely on you for day care and other support? You may be eligible to take advantage of the Dependent Care Flexible Spending Account (FSA) available through Confluent.<\/p>\n<p>If your dependents meet certain eligibility criteria (see below), you can enroll in a Dependent Care Flexible Spending Account (FSA) and use <em>pre-tax dollars<\/em> to pay for a variety of eligible dependent care expenses. It\u2019s a smart way to help you spend less on taxes. Whenever you draw on your FSA account to pay yourself back for eligible dependent care expenses, you\u2019re using pre-tax dollars\u2014so your out-of-pocket costs for eligible expenses are reduced by the amount of taxes you would have otherwise paid on that money.<\/p>\n<p>Keep in mind, you must enroll in order to participate in the Dependent Care FSA, and you <em>must re-enroll each year<\/em> to continue using it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fd579d elementor-widget elementor-widget-toggle\" data-id=\"2fd579d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"oeh3\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5011\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5011\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quick Facts<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-5011\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5011\"><ul>\n<li>You can set aside up to $7,500 ($3,750 if you\u2019re married and filing separately) in this account annually to pay for eligible dependent care expenses so that you (or your spouse, if you\u2019re married) can work\u2014or so your spouse can attend school full-time.<\/li>\n<li>Use the money in this account to pay for services such as before- and after-school programs, day care, preschool, and dependent adult day care expenses.<\/li>\n<li>Eligible dependents include your children aged 12 and under, or a spouse, parent, or other dependent age 13 or older who is physically or mentally incapable of self-care who spends at least eight hours a day in your home and can be claimed on your tax return.<\/li>\n<li>When you enroll, you choose a dollar amount to be set aside each paycheck through pre-tax payroll deductions. That money is held in a separate account for you with Voya, Confluent\u2019s FSA administrator. An easy-to-use mobile app and other online tools make submitting your eligible expenses easy and help ensure you\u2019re reimbursed quickly.<\/li>\n<li aria-level=\"1\">This is a \u201cuse it or lose it\u201d account\u2014any unused balance in your Dependent Care FSA at the end of each year will be forfeited following the end of a 2.5 month grace period.\n<ul>\n<li aria-level=\"2\">In general, all expenses claimed against this account should be incurred between January 1 and December 31.<\/li>\n<li aria-level=\"2\">But, you have until March 15th of the following year to incur and submit additional dependent care expenses against your remaining\u00a0 balance if needed.<\/li>\n<\/ul>\n<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cda23e2 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"cda23e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#sub\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Back to Top<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-daa3184 elementor-widget elementor-widget-menu-anchor\" data-id=\"daa3184\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"hsa\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14826e2 elementor-widget elementor-widget-text-editor\" data-id=\"14826e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Health Savings Account<\/h2>\n<p>If you\u2019re enrolled in either the Collective Health or Kaiser High Deductible Health Plan, the Health Savings Account (HSA) allows you to use pre-tax dollars to pay for out-of-pocket healthcare expenses for you and your eligible dependents. Confluent will also make HSA contributions on your behalf every pay period!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c47112f elementor-widget elementor-widget-toggle\" data-id=\"c47112f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2051\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2051\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Contributions<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2051\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2051\"><p>Here\u2019s a look at the amount you\u2019re allowed to set aside in your HSA, <em>and<\/em> how much Confluent will contribute to your HSA account. Both your contribution and Confluent\u2019s contribution will count towards the IRS limit. The most you can contribute through payroll is the IRS limit, less the contributions from Confluent.<\/p>\n<p><strong>Confluent\u2019s HSA contributions are made per-paycheck at the following amounts:<\/strong><\/p>\n<ul>\n<li>Employee-only: $45 per paycheck<\/li>\n<li>Employee + Dependent(s): $90 per paycheck<\/li>\n<\/ul>\n<table>\n<thead>\n<tr class=\"RateTable\">\n<th class=\"THCellLFT\">2026<\/th>\n<th class=\"THCellInsd\">IRS Maximum Contribution*<\/th>\n<th class=\"THCellInsd\">Annual Confluent Contribution**<\/th>\n<th class=\"THCellInsd\">Your Maximum Payroll Contribution*<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"rowA\">\n<td class=\"cellColOne\"><strong>Employee Only<\/strong><\/td>\n<td>$4,400<\/td>\n<td>$1,170<\/td>\n<td>$3,230<\/td>\n<\/tr>\n<tr class=\"border_bottom\">\n<td class=\"cellColOne\"><strong>Employee + Dependent(s)<\/strong><\/td>\n<td>$8,750<\/td>\n<td>$2,340<\/td>\n<td>$6,410<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p class=\"disclaimer\">*For those 55+, the IRS allows an additional $1,000 annually in catch-up contributions.<br \/>**Amount is prorated for new hires. Funding is deposited each pay period following enrollment.<\/p>\n<h4>New to Confluent?<\/h4>\n<p>Remember that HSA contributions made at your former employer count against the annual IRS limit. You\u2019ll want to factor those in when setting your Confluent contributions. You are responsible for ensuring you don\u2019t overcontribute to your HSA.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2052\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2052\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Important notes about HSA contributions<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2052\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2052\"><ul>\n<li aria-level=\"1\">You can start, stop, or change your HSA contributions at any time by clicking on \u201cChange your current benefits\u201d in the Benefits Enrollment Center (accessible via Okta). HSA contribution changes are always effective as of the first of the month following your completed submission.<\/li>\n<li aria-level=\"1\">You\u2019ll be issued an HSA debit card by Fidelity to make spending your HSA money easy and convenient throughout the year.<\/li>\n<li>You can use your HSA funds anytime to help pay for current <a href=\"https:\/\/confluentbenefits.com\/united-states\/wp-content\/uploads\/sites\/3\/2022\/01\/pay-with-hsa.pdf\">eligible medical, dental, and vision expenses<\/a>\u2014or you can save them for future expenses.<\/li>\n<li aria-level=\"1\">Funds can be used for any reason once you reach retirement age, penalty free. But, withdrawals will be subject to income tax if they\u2019re not used to cover eligible healthcare expenses.\u00a0<\/li>\n<li aria-level=\"1\">State income tax applies to HSA contributions and investment earnings in California and New Jersey.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">The money in your HSA is always yours to keep. There\u2019s no risk of losing funds at the end of the year, and you can take this money with you even after you depart from Confluent.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2053\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2053\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Want to save more on healthcare expenses?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2053\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2053\"><ul>\n<li>It\u2019s important to note that IRS regulations require that you cannot enroll in the Healthcare FSA if you select the Collective Health or Kaiser HDHP\/HSA medical plan option available through Confluent.<\/li>\n<li>However, if you want to benefit from extra tax savings in addition to what you\u2019ll receive through the HSA spending account, you are eligible to also enroll in a special \u201c<strong>Limited Purpose FSA<\/strong>.\u201d<\/li>\n<li>Like the Healthcare FSA, the Limited Purpose FSA lets you set aside up to $3,400 before taxes annually\u2014but you can only use this money to pay for eligible dental and vision care expenses allowed by the IRS.<\/li>\n<li>Keep in mind, it is only truly beneficial to enroll in Limited Purpose FSA if you are already maxing out your HSA. Your HSA funds can also be used for dental and vision expenses and you run no risk of losing those funds because they are deposited into a bank account you own.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1a2aa7 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f1a2aa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#sub\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Back to Top<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-845b449 elementor-widget elementor-widget-menu-anchor\" data-id=\"845b449\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"commute\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e91b76f elementor-widget elementor-widget-text-editor\" data-id=\"e91b76f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Commuter Account<\/h2>\n<p>When you choose to enroll in Confluent\u2019s Commuter Spending Account, you can save money on taxes to pay for qualified transit, vanpooling, and parking expenses at or near work. This includes costs for work-related commuting expenses like transit passes, tokens, fare cards, vouchers, parking, and more.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95a1dc5 elementor-widget elementor-widget-toggle\" data-id=\"95a1dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1561\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1561\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Quick Facts<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1561\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1561\"><ul>\n<li>Once you sign up, funds are automatically deducted from your paycheck on a pre-tax basis, lowering your taxable income.<\/li>\n<li>IRS guidelines allow you to use pre-tax dollars to set aside up to $340 each month for eligible transportation expenses, and up to $340 each month for eligible parking expenses.<\/li>\n<li>You\u2019ll receive a debit card from our administrator, Voya, that you can use to pay providers at the time of service, using funds directly from your commuter account.<\/li>\n<li>You can enroll and\/or stop participating in this program at any time by clicking on \u201cChange your current benefits\u201d in the Benefits Enrollment Center (accessible via Okta). Money in this account can be used in future months or plan years.<\/li>\n<li>Claims must be submitted within 180 days of when they\u2019re incurred.<\/li>\n<li>If you leave Confluent, any unused funds in your commuter account will be lost.<\/li>\n<\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a411ea elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1a411ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#sub\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Back to Top<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5874b1d3 e-con-full e-flex e-con e-child\" data-id=\"5874b1d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3f37787 e-con-full e-flex e-con e-child\" data-id=\"3f37787\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-beb88bf elementor-widget elementor-widget-text-editor\" data-id=\"beb88bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\" style=\"margin-top: 25px;\">Contacts &amp; Resources<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-554aec2 elementor-widget elementor-widget-n-accordion\" data-id=\"554aec2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8940\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8940\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> FSA <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8940\" class=\"elementor-element elementor-element-0a1f13c e-con-full e-flex e-con e-child\" data-id=\"0a1f13c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4676163 elementor-widget elementor-widget-text-editor\" data-id=\"4676163\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Voya:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90c053b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"90c053b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/login.voya.com\/voyassoui\/index.html?domain=myhealthaccountsolutions.voya.com#\/login-pweb\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-globe\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Voya Health Account Solutions<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:18332324673\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">833-232-4673<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6664386 elementor-widget elementor-widget-text-editor\" data-id=\"6664386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Confluent plan #: 723843<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8941\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8941\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> HSA <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8941\" class=\"elementor-element elementor-element-d9bcf0a e-con-full e-flex e-con e-child\" data-id=\"d9bcf0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c1e495 elementor-widget elementor-widget-text-editor\" data-id=\"6c1e495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Fidelity<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f007588 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f007588\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.fidelity.com\/\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-globe\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fidelity NetBenefits<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:18005443716\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">800-544-3716<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82c886f elementor-widget elementor-widget-text-editor\" data-id=\"82c886f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Confluent plan #: 99797<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18ba4df elementor-widget elementor-widget-text-editor\" data-id=\"18ba4df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\" style=\"margin-top: 25px;\">Documents<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2f9e32 elementor-widget elementor-widget-n-accordion\" data-id=\"b2f9e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1870\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1870\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> FSA <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1870\" class=\"elementor-element elementor-element-10d9db7 e-con-full e-flex e-con e-child\" data-id=\"10d9db7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c42e51 elementor-widget elementor-widget-text-editor\" data-id=\"2c42e51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"lnks\"><div class=\"bsk-pdfm-output-container shortcode-category layout-ul\"><div class=\"bsk-pdfm-category-output cat-89 category-hierarchical-depth-1 pdfs-in-ul\" data-cat-id=\"89\"><ul class=\"bsk-pdfm-pdfs-ul-list bsk-pdfm-without-featured-image bsk-pdfm-without-description bsk-pdfm-with-title\">\n<li class=\"bsk-pdfm-list-item list-item-odd\" data-date=\"2022-01-28-Fri\" data-id=\"141\">\n<a href=\"https:\/\/confluentbenefits.com\/united-states\/confluent\/fsa-eligible-expenses\/\" target=\"_blank\"  title=\"FSA Eligible Expenses\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-141\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_141\"><span class=\"bsk-pdfm-pdf-title-string\">FSA Eligible Expenses<\/span><\/a><\/li>\n<\/ul><!--\/\/bsk-pdfm-category-output cat-89--><\/div><div class=\"bsk-pdfm-category-shortcode-attr\"><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"ul_or_ol\" value=\"ul\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"id\" value=\"89\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"password_required\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hierarchical\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order_by\" value=\" C.`title`\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order\" value=\" ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_description\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hide_empty_cat\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_empty_message\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"sub_cat_indent\" value=\"YES\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"only_output_pdfs\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_pdf_id\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"order_by\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"order\" value=\"ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"target\" value=\"_blank\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"most_top\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"year_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"month_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"day_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"weekday_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_description\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image_size\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"image_position\" value=\"left\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_pdf_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"nofollow_tag\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"noopener_tag\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"noreferrer_tag\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"download\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_date\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_before_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_format\" value=\" d\/m\/Y\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_prefix\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"include_cat_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_year_range\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_year_order\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"keywords\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_only\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_placeholder\" value=\"Keywords\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_year_option_none\" value=\"Any Year\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_category_option_none\" value=\"Any Category\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_reset_text\" value=\"Reset\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_button_text\" value=\"Search\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_type_default\" value=\"PARTIALLY\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_show_keywords_match_choice\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_choice_desc_text\" value=\"Keywords match type\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_choice_partially_text\" value=\"Partially\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_choice_exactly_text\" value=\"Exactly\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_order\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_right\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_year_option_none\" value=\"Year\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_month_option_none\" value=\"Month\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_day_option_none\" value=\"Day\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_weekday_option_none\" value=\"Day of week\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pdfs_per_page\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pagination\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"paged\" value=\"1\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pagination_previous_text\" value=\"&#xAB; Previous Page\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pagination_next_text\" value=\"Next Page &#xBB;\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"infinite_scrolling\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_first_x_chars\" value=\"1\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_count_desc\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_empty\" value=\"no records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_singular\" value=\"%d record found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_plural\" value=\"%d records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_labels\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_align_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order_by\" value=\"title\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order\" value=\"ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_format\" value=\"Y-F-jS-D\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_range\" value=\"2000:2026-1:12-1:31-MON:SUN\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_order\" value=\"DESC-ASC-ASC-ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_sunday_first\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"output_container_class\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"default_thumbnail_html\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"category_password_array\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_id\" value=\"89\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_cat_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"valid_cat_ids\" value=\"89\" \/><input type=\"hidden\" class=\"bsk-pdfm-category-ajax-nonce\" value=\"a098d18692\"><\/div><input type=\"hidden\" value=\"1\" class=\"bsk_pdfm_settings_enalbe_permalink_cls\" \/><\/div><!-- \/\/bsk-pdfm-output-container --><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1871\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1871\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> HSA <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1871\" class=\"elementor-element elementor-element-ea7adba e-con-full e-flex e-con e-child\" data-id=\"ea7adba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab3954d elementor-widget elementor-widget-text-editor\" data-id=\"ab3954d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"lnks\"><div class=\"bsk-pdfm-output-container shortcode-category layout-ul\"><div class=\"bsk-pdfm-category-output cat-90 category-hierarchical-depth-1 pdfs-in-ul\" data-cat-id=\"90\"><ul class=\"bsk-pdfm-pdfs-ul-list bsk-pdfm-without-featured-image bsk-pdfm-without-description bsk-pdfm-with-title\">\n<li class=\"bsk-pdfm-list-item list-item-odd\" data-date=\"2022-01-28-Fri\" data-id=\"144\">\n<a href=\"https:\/\/confluentbenefits.com\/united-states\/confluent\/hsa-eligible-expenses\/\" target=\"_blank\"  title=\"HSA Eligible Expenses\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-144\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_144\"><span class=\"bsk-pdfm-pdf-title-string\">HSA Eligible Expenses<\/span><\/a><\/li>\n<\/ul><!--\/\/bsk-pdfm-category-output cat-90--><\/div><div class=\"bsk-pdfm-category-shortcode-attr\"><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"ul_or_ol\" value=\"ul\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"id\" value=\"90\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"password_required\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hierarchical\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order_by\" value=\" C.`title`\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order\" value=\" 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--><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Healthcare FSA Dependent Care FSA Health Savings Account Commuter Account Pre-Tax Spending Accounts Pay less in taxes when you spend on benefits. Healthcare FSA Confluent offers you the option to enroll in a healthcare flexible spending account (FSA) that allows you to use pre-tax dollars to pay for many eligible healthcare expenses. It\u2019s a smart [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-16165","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages\/16165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/comments?post=16165"}],"version-history":[{"count":212,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages\/16165\/revisions"}],"predecessor-version":[{"id":19622,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages\/16165\/revisions\/19622"}],"wp:attachment":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/media?parent=16165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}