{"id":7795,"date":"2022-01-21T15:44:01","date_gmt":"2022-01-21T15:44:01","guid":{"rendered":"https:\/\/confluentbenefits.com\/united-states\/?page_id=7795"},"modified":"2025-12-23T17:46:53","modified_gmt":"2025-12-23T23:46:53","slug":"life-add","status":"publish","type":"page","link":"https:\/\/confluentbenefits.com\/united-states\/life-add\/","title":{"rendered":"Life &#038; Disability"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7795\" class=\"elementor elementor-7795\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12ba507 e-con-full e-flex e-con e-parent\" data-id=\"12ba507\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7ab98e3 e-con-full e-flex e-con e-child\" data-id=\"7ab98e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df0d760 e-flex e-con-boxed e-con e-parent\" data-id=\"df0d760\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0b539a9 e-con-full e-flex e-con e-child\" data-id=\"0b539a9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-baffe02 e-con-full e-flex e-con e-child\" data-id=\"baffe02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69a3b7b elementor-widget elementor-widget-text-editor\" data-id=\"69a3b7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Planning for the Unexpected<\/h1>\n<p class=\"subhead\">Life happens.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea3b1d8 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"ea3b1d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;stretch&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"245608920\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-2456089201\" data-tab-title-id=\"e-n-tab-title-2456089201\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-2456089201\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tLife &amp; AD&amp;D\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2456089202\" data-tab-title-id=\"e-n-tab-title-2456089202\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2456089202\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tShort-Term Disability \t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-2456089203\" data-tab-title-id=\"e-n-tab-title-2456089203\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-2456089203\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tLong-Term Disability\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-2456089201\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2456089201\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-3535f68 e-con-full e-flex e-con e-child\" data-id=\"3535f68\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d3f3d0 elementor-widget elementor-widget-text-editor\" data-id=\"5d3f3d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Eligible employees automatically receive substantial basic life and accidental death &amp; dismemberment (AD&amp;D) insurance coverage that is fully paid for by Confluent. This benefit helps financially protect you and your family in the event of a death or a disabling accident. If you\u2019d like additional life and AD&amp;D coverage beyond what\u2019s offered by Confluent, you have the option to purchase Voluntary life and AD&amp;D insurance. The cost will be deducted from your paycheck.<\/p>\n<h2>Basic Life and AD&amp;D<\/h2>\n<p>Coverage is fully paid by Confluent, and provides you with two types of insurance protection:<\/p>\n<ul>\n<li>Basic life insurance coverage for you equaling two times your annual target earnings, up to a maximum of $700,000. Your designated beneficiaries will receive a lump-sum payment if you die while employed by Confluent.<\/li>\n<li>AD&amp;D insurance for you equal to two times your annual target earnings, up to a maximum of $700,000. It pays a benefit in addition to your life insurance if you die as the result of a covered accident. It also pays benefits for loss of limb, hearing, speech, sight, and other serious losses resulting from an accident while employed by Confluent.<\/li>\n<\/ul>\n<h2>Voluntary Life and AD&amp;D<\/h2>\n<p>In addition to the coverage Confluent provides, you are able to purchase expanded Life and AD&amp;D coverage for yourself and your dependents.<\/p>\n<h3>Coverage for Yourself<\/h3>\n<ul>\n<li>Purchase in $10,000 increments up to $1,000,000.<\/li>\n<li>You will need to provide proof of good health on any amount above $350,000 (this amount only applies to new hires).<\/li>\n<li>In the case of a qualified life event, you can elect to increase or start coverage, but the entire amount would be subject to a statement of good health before approval.<\/li>\n<li>Additional employee AD&amp;D is also available in these increments. No proof of good health required for AD&amp;D.<\/li>\n<\/ul>\n<h3>Coverage for Your Family<\/h3>\n<p>If you enroll yourself in voluntary life or AD&amp;D coverage, you\u2019ll have the option to enroll your partner and children in coverage as well.<\/p>\n<p><b>For your partner or spouse:<\/b><\/p>\n<ul>\n<li>Purchase in $5,000 increments up to $500,000 (other limits may apply).<\/li>\n<li>Your partner will need to provide proof of good health on any amount above $50,000 (this amount only applies to new hires).<\/li>\n<li>In the case of a qualified life event, you can elect to increase or start coverage, but the entire amount would be subject to a statement of good health before approval.<\/li>\n<\/ul>\n<p><b>For your children:<\/b><\/p>\n<ul>\n<li>Purchase in increments of $2,000 up to $10,000.<\/li>\n<li>No proof of good health required.<\/li>\n<\/ul>\n<h2>Portability &amp; Conversion<\/h2>\n<h4>Leaving Confluent? Review your options.<\/h4>\n<p>You may have the option to continue your life coverage with LFG directly through applying for portability or conversion. After your employment ends, LFG will mail you more information and an application for continued coverage.\u00a0 You must apply and pay any premiums due within 31 days of your termination date. Please contact LFG directly at <strong>877-321-1015<\/strong> with any questions.<\/p>\n<ul>\n<li><a href=\"https:\/\/confluentbenefits.com\/united-states\/wp-content\/uploads\/sites\/3\/2023\/12\/Conversion-vs-Portability-Employer-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Conversion vs Portability<\/a><\/li>\n<li><a href=\"https:\/\/confluentbenefits.com\/united-states\/wp-content\/uploads\/sites\/3\/2023\/12\/Life-Portability-FAQ.pdf\" target=\"_blank\" rel=\"noopener\">Portability FAQ<\/a><\/li>\n<li><a href=\"https:\/\/confluentbenefits.com\/united-states\/wp-content\/uploads\/sites\/3\/2023\/12\/Group-Term-Life-Conversion-Employee-FAQ-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Conversion FAQ<\/a><\/li>\n<\/ul>\n<h2>Travel Assistance<\/h2>\n<p>If you have a medical emergency while you are more than 100 miles away from home, you don\u2019t have to face it alone. With one simple phone call, you can be connected to a staff of medically trained, multilingual professionals, who can advise you in a medical emergency, 24\/7.Check out the <a href=\"https:\/\/confluentbenefits.com\/united-states\/wp-content\/uploads\/sites\/3\/2023\/12\/TravelConnect-Employee-Flyer.pdf\">LFG Travel Flyer<\/a> for more information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2456089202\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2456089202\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-52e1f87 e-con-full e-flex e-con e-child\" data-id=\"52e1f87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b518617 elementor-widget elementor-widget-text-editor\" data-id=\"b518617\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you become temporarily disabled and are unable to work for an extended period because of illness or injury, Confluent provides you with short-term disability (STD) income coverage. Confluent pays the total cost of this benefit\u2014you pay no premium cost.<\/p>\n<h2>Quick Facts<\/h2>\n<ul>\n<li>For the first 8 weeks following the start of an injury, illness, or pregnancy disability, Confluent\u2019s short-term disability benefit will cover 100% of your base salary.<\/li>\n<li>Starting on the 9th week of disability, the benefits will be 67% of base salary up to a maximum weekly benefit of $3,500. Benefits are paid through the 90th day of disability.<\/li>\n<li>Your STD coverage amount is based on a percentage of your weekly base salary in effect just prior to your disability date.<\/li>\n<li>If you are still disabled and unable to work after 90 days, you may be eligible for Confluent\u2019s long-term disability (LTD)<\/li>\n<li>Your STD plan benefits are offset by other benefits you receive, such as state disability.<\/li>\n<li>While STD is provided by Confluent at no cost to you, please keep in mind that any benefits you receive are taxable to you.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-2456089203\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-2456089203\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-acf4369 e-con-full e-flex e-con e-child\" data-id=\"acf4369\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e30a2df elementor-widget elementor-widget-text-editor\" data-id=\"e30a2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019re still disabled beyond 90 days and unable to work when your short-term disability (STD) benefit ends, Confluent also provides a long-term disability (LTD) benefit, which continues to help replace a portion of your income if you become totally disabled as a result of sickness or injury. Confluent pays the total cost of this benefit\u2014you pay no premium cost.<\/p>\n<h2>Quick Facts<\/h2>\n<ul>\n<li>When your short-term disability (STD) benefit ends and you\u2019re still disabled, LTD benefits may replace up to 60% of your monthly target earnings for the length of your qualified disability, up to a maximum benefit of $20,000 per month.<\/li>\n<li>The LTD benefit is offset by other benefits received, such as state disability.<\/li>\n<li>LTD benefits are tax free. While Confluent pays the premiums for this plan, those premiums are reported as taxable income on your individual W-2. This way there are more take-home dollars available at claim time when you need it most.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a0f591 e-con-full e-flex e-con e-child\" data-id=\"5a0f591\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3ca6b61 e-con-full e-flex e-con e-child\" data-id=\"3ca6b61\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d7d10e elementor-widget elementor-widget-text-editor\" data-id=\"7d7d10e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\" style=\"margin-top: 25px;\">Contacts &amp; Resources<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b476cd1 elementor-widget elementor-widget-n-accordion\" data-id=\"b476cd1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1890\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1890\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Life and AD&amp;D  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1890\" class=\"elementor-element elementor-element-998110a e-con-full e-flex e-con e-child\" data-id=\"998110a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-685bd68 elementor-widget elementor-widget-text-editor\" data-id=\"685bd68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Lincoln Financial Group:<br \/><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebc875 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5ebc875\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lincolnfinancial.com\/public\/individuals\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-globe\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">LincolnFinancial.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbad25 elementor-widget elementor-widget-text-editor\" data-id=\"1bbad25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Company code:<\/strong> LF1171CON<br \/><strong>Confluent Policy #:<\/strong> SA3-890-LF1171-01<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1891\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1891\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Short-Term Disability <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1891\" class=\"elementor-element elementor-element-204cecc e-con-full e-flex e-con e-child\" data-id=\"204cecc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f351a59 elementor-widget elementor-widget-text-editor\" data-id=\"f351a59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>The Larkin Company<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11a8738 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"11a8738\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/thelarkincompany.com\/\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-globe\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">www.thelarkincompany.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:confluent@thelarkincompany.com\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">confluent@thelarkincompany.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:16509380933\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">650-938-0933<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:18669233336\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">866-923-3336<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1892\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1892\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Long-Term Disability <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1892\" class=\"elementor-element elementor-element-302aa7a e-con-full e-flex e-con e-child\" data-id=\"302aa7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b62f8d elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4b62f8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lincolnfinancial.com\/public\/individuals\" target=\"_blank\" rel=\"nofollow\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-globe\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">LincolnFinancial.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32447f2 elementor-widget elementor-widget-text-editor\" data-id=\"32447f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>(Company code: LF1171CON)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e1493b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0e1493b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:18002135491\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">800-213-5491<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ed3174 elementor-widget elementor-widget-text-editor\" data-id=\"9ed3174\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Confluent policy number: <br \/>GF3-890-LF1171-01<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e151f90 elementor-widget elementor-widget-text-editor\" data-id=\"e151f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"sidebar\" style=\"margin-top: 25px;\">Documents<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f27b8e5 elementor-widget elementor-widget-n-accordion\" data-id=\"f27b8e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2540\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2540\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Life and AD&amp;D <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2540\" class=\"elementor-element elementor-element-c9b0bbb e-con-full e-flex e-con e-child\" data-id=\"c9b0bbb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-444c9af elementor-widget elementor-widget-text-editor\" data-id=\"444c9af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"lnks\"><div class=\"bsk-pdfm-output-container shortcode-category layout-ul\"><div class=\"bsk-pdfm-category-output cat-112 category-hierarchical-depth-1 pdfs-in-ul\" data-cat-id=\"112\"><ul class=\"bsk-pdfm-pdfs-ul-list bsk-pdfm-without-featured-image bsk-pdfm-without-description bsk-pdfm-with-title\">\n<li class=\"bsk-pdfm-list-item list-item-odd\" data-date=\"2023-10-07-Sat\" data-id=\"293\">\n<a href=\"https:\/\/confluentbenefits.com\/united-states\/confluent\/lfg-basic-life-add-benefit-summary\/\" target=\"_blank\"  title=\"LFG Basic Life ADD Benefit Summary\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-293\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_293\"><span class=\"bsk-pdfm-pdf-title-string\">LFG Basic Life ADD Benefit Summary<\/span><\/a><\/li>\n<li class=\"bsk-pdfm-list-item list-item-even\" data-date=\"2023-10-07-Sat\" data-id=\"297\">\n<a href=\"https:\/\/confluentbenefits.com\/united-states\/confluent\/lfg-voluntary-life-add-benefit-summary\/\" target=\"_blank\"  title=\"LFG Voluntary Life ADD Benefit Summary\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-297\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_297\"><span class=\"bsk-pdfm-pdf-title-string\">LFG Voluntary Life ADD Benefit Summary<\/span><\/a><\/li>\n<\/ul><!--\/\/bsk-pdfm-category-output cat-112--><\/div><div class=\"bsk-pdfm-category-shortcode-attr\"><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"ul_or_ol\" value=\"ul\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"id\" value=\"112\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" 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type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"day_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"weekday_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_description\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image_size\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"image_position\" value=\"left\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_pdf_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"nofollow_tag\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"noopener_tag\" value=\"no\" \/><input type=\"hidden\" 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data-attr_name=\"pagination_next_text\" value=\"Next Page &#xBB;\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"infinite_scrolling\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_first_x_chars\" value=\"1\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_count_desc\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_empty\" value=\"no records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_singular\" value=\"%d record found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_plural\" value=\"%d records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_labels\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_align_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order_by\" value=\"title\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order\" value=\"ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_format\" value=\"Y-F-jS-D\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_range\" value=\"2000:2026-1:12-1:31-MON:SUN\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_order\" value=\"DESC-ASC-ASC-ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_sunday_first\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"output_container_class\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"default_thumbnail_html\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"category_password_array\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_id\" value=\"112\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_cat_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"valid_cat_ids\" value=\"112\" \/><input type=\"hidden\" class=\"bsk-pdfm-category-ajax-nonce\" value=\"a098d18692\"><\/div><input type=\"hidden\" value=\"1\" class=\"bsk_pdfm_settings_enalbe_permalink_cls\" \/><\/div><!-- \/\/bsk-pdfm-output-container --><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2541\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2541\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> STD <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2541\" class=\"elementor-element elementor-element-9491aa3 e-con-full e-flex e-con e-child\" data-id=\"9491aa3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51c9730 elementor-widget elementor-widget-text-editor\" data-id=\"51c9730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"lnks\"><div class=\"bsk-pdfm-output-container shortcode-category layout-ul\"><div class=\"bsk-pdfm-category-output cat-87 category-hierarchical-depth-1 pdfs-in-ul\" data-cat-id=\"87\"><ul class=\"bsk-pdfm-pdfs-ul-list bsk-pdfm-without-featured-image bsk-pdfm-without-description bsk-pdfm-with-title\">\n<li class=\"bsk-pdfm-list-item list-item-odd\" data-date=\"2026-02-13-Fri\" data-id=\"418\">\n<a href=\"https:\/\/confluentbenefits.com\/united-states\/confluent\/2026-std-plan-document\/\" target=\"_blank\"  title=\"2026 STD Plan Document\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-418\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_418\"><span class=\"bsk-pdfm-pdf-title-string\">2026 STD Plan Document<\/span><\/a><\/li>\n<li class=\"bsk-pdfm-list-item list-item-even\" data-date=\"2026-02-13-Fri\" data-id=\"419\">\n<a href=\"https:\/\/confluentbenefits.com\/united-states\/confluent\/2026-std-plan-summary\/\" target=\"_blank\"  title=\"2026 STD Plan Summary\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-419\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_419\"><span class=\"bsk-pdfm-pdf-title-string\">2026 STD Plan Summary<\/span><\/a><\/li>\n<\/ul><!--\/\/bsk-pdfm-category-output cat-87--><\/div><div class=\"bsk-pdfm-category-shortcode-attr\"><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"ul_or_ol\" value=\"ul\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"id\" value=\"87\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"password_required\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hierarchical\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order_by\" value=\" C.`title`\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order\" value=\" ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_description\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hide_empty_cat\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_empty_message\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"sub_cat_indent\" value=\"YES\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"only_output_pdfs\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_pdf_id\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"order_by\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"order\" value=\"ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"target\" value=\"_blank\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"most_top\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"year_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"month_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"day_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"weekday_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_description\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image_size\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"image_position\" value=\"left\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_pdf_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"nofollow_tag\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"noopener_tag\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"noreferrer_tag\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"download\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_date\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_before_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_format\" value=\" d\/m\/Y\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_prefix\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"include_cat_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_year_range\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_year_order\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"keywords\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_only\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_placeholder\" value=\"Keywords\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_year_option_none\" value=\"Any Year\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_category_option_none\" value=\"Any Category\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_reset_text\" value=\"Reset\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_button_text\" value=\"Search\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_type_default\" value=\"PARTIALLY\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_show_keywords_match_choice\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_choice_desc_text\" value=\"Keywords match type\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_choice_partially_text\" value=\"Partially\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"search_bar_keywords_match_choice_exactly_text\" value=\"Exactly\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_order\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_right\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_year_option_none\" value=\"Year\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_month_option_none\" value=\"Month\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_day_option_none\" value=\"Day\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_filter_weekday_option_none\" value=\"Day of week\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pdfs_per_page\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pagination\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"paged\" value=\"1\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pagination_previous_text\" value=\"&#xAB; Previous Page\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"pagination_next_text\" value=\"Next Page &#xBB;\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"infinite_scrolling\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_first_x_chars\" value=\"1\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_count_desc\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_empty\" value=\"no records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_singular\" value=\"%d record found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_plural\" value=\"%d records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_labels\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_align_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order_by\" value=\"title\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order\" value=\"ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_format\" value=\"Y-F-jS-D\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_range\" value=\"2000:2026-1:12-1:31-MON:SUN\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_order\" value=\"DESC-ASC-ASC-ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_sunday_first\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"output_container_class\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"default_thumbnail_html\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"category_password_array\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_id\" value=\"87\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_cat_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"valid_cat_ids\" value=\"87\" \/><input type=\"hidden\" class=\"bsk-pdfm-category-ajax-nonce\" value=\"a098d18692\"><\/div><input type=\"hidden\" value=\"1\" class=\"bsk_pdfm_settings_enalbe_permalink_cls\" \/><\/div><!-- \/\/bsk-pdfm-output-container --><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2542\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2542\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> LTD  <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2542\" class=\"elementor-element elementor-element-234411c e-con-full e-flex e-con e-child\" data-id=\"234411c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4388386 elementor-widget elementor-widget-text-editor\" data-id=\"4388386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"lnks\"><div class=\"bsk-pdfm-output-container shortcode-category layout-ul\"><div class=\"bsk-pdfm-category-output cat-88 category-hierarchical-depth-1 pdfs-in-ul\" data-cat-id=\"88\"><ul class=\"bsk-pdfm-pdfs-ul-list bsk-pdfm-without-featured-image bsk-pdfm-without-description bsk-pdfm-with-title\">\n<li class=\"bsk-pdfm-list-item list-item-odd\" data-date=\"2023-10-07-Sat\" data-id=\"298\">\n<a href=\"https:\/\/confluentbenefits.com\/united-states\/confluent\/lfg-ltd-benefit-summary\/\" target=\"_blank\"  title=\"LFG LTD Benefit Summary\" class=\"bsk-pdfm-pdf-link-for-title pdf-id-298\" id=\"bsk_pdfm_pdf_link_for_title_pdf_id_298\"><span class=\"bsk-pdfm-pdf-title-string\">LFG LTD Benefit Summary<\/span><\/a><\/li>\n<\/ul><!--\/\/bsk-pdfm-category-output cat-88--><\/div><div class=\"bsk-pdfm-category-shortcode-attr\"><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"ul_or_ol\" value=\"ul\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"id\" value=\"88\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_id\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"password_required\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hierarchical\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order_by\" value=\" C.`title`\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"cat_order\" value=\" ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_description\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"hide_empty_cat\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_cat_empty_message\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"sub_cat_indent\" value=\"YES\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"only_output_pdfs\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"exclude_pdf_id\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"order_by\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"order\" value=\"ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"target\" value=\"_blank\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"most_top\" value=\"0\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"year_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"month_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"day_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"weekday_of\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_description\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"featured_image_size\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"image_position\" value=\"left\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_pdf_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"nofollow_tag\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"noopener_tag\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"noreferrer_tag\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"download\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_date\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_before_title\" value=\"NO\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_format\" value=\" d\/m\/Y\" \/><input type=\"hidden\" 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type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_first_x_chars\" value=\"1\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"title_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"show_count_desc\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_empty\" value=\"no records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_singular\" value=\"%d record found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"count_desc_plural\" value=\"%d records found\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_labels\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"extension_filter_only\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_specific\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_default\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_exclude\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_align_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order_by\" value=\"title\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"tags_order\" value=\"ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter\" value=\"\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_format\" value=\"Y-F-jS-D\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_range\" value=\"2000:2026-1:12-1:31-MON:SUN\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_order\" value=\"DESC-ASC-ASC-ASC\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" data-attr_name=\"date_weekday_query_filter_right\" value=\"no\" \/><input type=\"hidden\" class=\"bsk-pdfm-shortcode-attr\" 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class=\"bsk_pdfm_settings_enalbe_permalink_cls\" \/><\/div><!-- \/\/bsk-pdfm-output-container --><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Planning for the Unexpected Life happens. Life &amp; AD&amp;D Short-Term Disability Long-Term Disability Eligible employees automatically receive substantial basic life and accidental death &amp; dismemberment (AD&amp;D) insurance coverage that is fully paid for by Confluent. This benefit helps financially protect you and your family in the event of a death or a disabling accident. If [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-7795","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages\/7795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/comments?post=7795"}],"version-history":[{"count":180,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages\/7795\/revisions"}],"predecessor-version":[{"id":19580,"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/pages\/7795\/revisions\/19580"}],"wp:attachment":[{"href":"https:\/\/confluentbenefits.com\/united-states\/wp-json\/wp\/v2\/media?parent=7795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}