Medical & Dental

Knowing your plan coverage feels really good.

Confluent provides the Prime plan, under Cigna, to all its employees and their families. Under this plan, your premiums are 100% covered for both you and your dependents and benefits begin on your first day of employment, subject to health underwriting.

Quick facts

Medical plan highlights:

• Annual plan limit: USD 500,000 / HKD 3,890,000
• Area of cover: Worldwide excluding USA
• Inpatient: no Coinsurance
• Outpatient: 100% up to USD 10,000 / HKD 77,800 per insurance year
• Wellness: up to a combined limit of USD 900 / HKD 7,000 per insurance year. Covers routine physical exams, pap smear, prostate cancer screening, and mammograms for breast cancer screening
• One eye exam per insurance year by optometrist
• Expenses for prescribed lenses and frames up to USD 300 / HKD 2,330 per insurance year
• Dental: up to USD 1,500 / HKD 11,600 per insurance year. Co-insurance applicable
• Employee Assistance Programme
• Expert Second Opinion
• Health Risk assessment
• Targeted Risk Assessment
• Virtual Consultation Service

Dental quick facts

Dental plan highlights

This Cigna dental plan gives you the freedom to receive treatment within Singapore.

• Our plan covers up to the $2,000 annual maximum (including orthodontic) for covered services:
  • Dental Treatment, Dental Surgery, Dental Prostheses and Periodonics 100% reimbursement, up to dental plan maximum 
  • Orthodontic reimbursed up to $1,200 with a 50% co-payment