Life/TPD & AD&D

Life happens. Be prepared.

Confluent provides group life insurance coverage, through Liberty, at no cost to you. This benefit helps financially protect you and your family in the event of an injury or death and begins on your first date of employment. Health Declaration and medical/blood tests will be required for the cover.

Quick facts

Coverage includes:

  • Life: 3 times Base Annual Salary, subject to underwriting
  • Guaranteed Issue Limit: HKD1,000,000 (For existing members enrolled before 01 Oct 2023)
  • TPD: 3 times annual base salary up to a maximum of HKD 8,000,000
  • Guaranteed Issue Limit: HKD1,000,000 (For existing members enrolled before 01 Oct 2023)
  • Maximum Sum Assured per Member: HKD 12,000,000
  • AD&D: 3 times annual base salary up to a maximum of HKD 10,000,000
  • Maximum Sum Assured per Member: HKD 15,000,000
  • Aggregate Limit per Accident: HKD 100,000,000