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Private Medical Insurance

Knowing your plan coverage feels really good.

Confluent’s plan offers comprehensive and high-quality coverage, through Vitality Health Insurance, plus great resources that make getting care and staying well easier.

Confluent will cover the cost of cover for you and your family, however medical insurance is treated as a benefit in kind for tax purposes.

You must join the scheme together with any dependents at your first opportunity or following a significant life event in order to benefit from the medical history disregarded underwriting available on the policy. If you do not join at first opportunity the insurer may impose exclusions to your cover for pre-existing conditions.

Click the Member Zone link to register, learn the details of your policy, and access all available benefits.

Who Is Eligible?

If you are a UK employee at Confluent, you’re eligible for Confluent’s insurance plans starting on your date of hire.

If you’re eligible, you can also cover your eligible dependents for private medical insurance, which include:

  • Spouse or cohabitating partner
  • Children including adopted children, children for which you or your spouse are the legal guardian, step-children if residing at your address (regardless of marital status) can be added to cover
  • Children will removed from cover at the next renewal following their 25th birthday

Different eligibility guidelines may apply for other benefits plans and services available through Confluent.

Core Cover

Core cover includes:

  • Full cover for eligible in-patient and day-patient treatment including hospital fees, consultants’ fees and diagnostic tests
  • Full cover for out-patient surgical procedures
  • NHS Hospital Cash benefit – £250 each night to a maximum of £2,000 and £125 each day to a maximum of £500
  • Childbirth Cash Benefit – £100 for each child
  • Rehabilitation – in case of stroke or serious brain injury
  • Full cover for Home Nursing
  • Full cover for Private Ambulance
  • Lifestyle Surgery
  • Parent Accommodation
  • Pregnancy Complications and Oral Surgery.

Primary Care

Primary care includes:

  • Video consultations with a Vitality GP and 24 hour telephone access for advice only through the medical helpline. 
  • Up to 2 face-to-face consultations with a private GP on Vitality’s Private GP network for only £20 per consultation. 
  • Up to £100 for eligible private prescriptions when referred or prescribed by a Vitality GP or private GP in our network.

Out-Patient Cover

Out-patient cover includes:

  • Full cover for in‐network physiotherapy and out-patient MRI, CT and PET scans
  • Up to the chosen limit for consultant appointments and out‐of‐network physiotherapy

Additional coverage provided:

  • Advanced Cancer Cover
  • Out-patient Cover Full cover
  • Out-patient Diagnostics Full cover
  • Therapies Cover Full cover
  • Mental Health Cover
  • Personal Health Fund (PHF)
  • Dental, Optical and Audiological cover

Please contact Vitality directly for specific coverage questions.

Contact Vitality

Additional resources