Our Kaiser Permanente medical plans are only available to residents of California. These plans offer exclusive access to quality healthcare from Kaiser physicians at Kaiser facilities. These plans offer NO out-of-network coverage, except for emergency care. That means you will generally be responsible for 100% of the cost if you choose to see an out-of-network provider.
| Plan Features | Kaiser HDHP/HSA | Kaiser HMO |
|---|---|---|
| In-Network Deductible Individual/Family |
$1,700 / $3,400 | $0 / $0 |
| In-Network Out-of-Pocket Maximum Individual/Family |
$3,400 / $6,800 | $1,500 / $3,000 |
| In-Network Preventive Services | 100% covered | 100% covered |
| Cost Structure |
|
|
|
Referral Needed for Specialists? |
Yes | Yes |
| Out-of-Network Coverage* | No | No |
| Pre Tax Spending Account Compatibility? | HSA Limited Purpose FSA |
Healthcare FSA |
| Hearing Aid Coverage | Not available | $3,000 per ear ($6,000 total) in a 36-mo period NorCal Hearing Aid Coverage SoCal Hearing Aid Coverage |
| More Plan Details? |
*Kaiser will only cover out-of-network services in an emergency situation.
As a Kaiser member, you have access to these additional resources.
Confluent plan #:
715622 (NorCal)
235353 (SoCal)